Fintech and Blockchain Innovation will Resolve America's Retirement Crisis

The Infographic Every Policymaker Needs to See

I have created quite a few infographics over the years.

Here’s one illustrating just how dysfunctional and unjust the U.S. equity markets have become.

Here’s one illustrating the evolution of securities marketing and its impact on issuers, intermediaries and investors.

Here’s one illustrating the evolution of retail financial products.

Here’s one illustrating the evolution of personal finance and retirement planning.

I guess you can say that I have a fascination with financial evolution.

In any event, of all the many infographics that I have created, the one below is, by far, the most consequential. This particular infographic not only underscores the fatal and inherent flaw embedded throughout our existing retirement infrastructure, it puts forth an applicable solution so that, in the future, no Americans will be living out their senior years in destitute, and so that no business nor government will go bankrupt trying to support an aging, non-working population.

While democrats and republicans are aligned in finding a viable retirement solution, not either party has proposed one.

Neither raising taxes, government mandates nor federal match contributions will thwart a retirement-induced economic collapse. Nor will cutting off social security benefits from those who have spent their entire working lives paying into the system.

“We cannot solve our problems with the same level of thinking that created them.” - Albert Einstein

America’s retirement ails will not be cured with the same old regulatory band-aids. The system is hemorrhaging, not suffering from a boo-boo.

The typical “kick-the-can-down-the-road” legislation will not work this time, for there is no more road. Policymakers need to think divergently and act holistically. They need to cure the cause of the condition, not just alleviate the symptoms.

Fortunately, there is a simple, inexpensive and unintrusive remedy that will enable policymakers to resolve America’s retirement quagmire without risk and without even disrupting the existing system.

It is called P2E Economics, a modern macroeconomic solution, that, via fintech and blockchain innovation, revolutionizes how wealth is created and amassed. In doing so, P2E Economics forms the bedrock of a groundbreaking consumption-based retirement system that will not only foster the concurrent growth of GDP, business profits and household wealth, it will ensure American prosperity for generations to come.

For those interested in understanding more about P2E Economics, you will have the opportunity to learn everything there is to know via complimentary soon-to-be announced educational programs. To be notified of upcoming programs simply hit the subscribe button below.